R.K Bhandari & Co. offers solutions and prompt legal advise and guidance to our clients on Motor vehicle accident claim cases as well. Team R.K Bhandari & Co. is backed by a set of experienced law practitioners in vehicle accident claim cases. Road accidents, which lead to serious injuries including death or maiming of innocent and ignorant human beings have become a matter of grave concern. Due to an alarming development of road transport alien which includes various types of motor vehicles, i.e., buses, trucks, three-wheelers, two-wheelers, a large number of accidents take place day in and day out.1 In most of the cases, who are daily involved in the accidents caused by motor vehicles are mainly the pedestrians or the cyclists. Since the drivers and the owners of such erring vehicles are responsible for the accidents on the roads, the law requires them to give compensation to such victims of the motor vehicle accidents. The tragedy is that most of such victims are unaware of their rights to get compensation from the owners, drivers of the motor vehicles who, due to rash and negligent driving, are legally duty- bound to pay compensation for the injuries inflicted on the innocent victims, who, in most of the cases, belong to weaker sections of society. Our Team focuses on providing nothing but justice to our clients through law.
A claim under a motor insurance policy could be for either of the two injuries:
- Damage to other, which includes injury or damage to property related to someone else. This person is called the "third party";
- Damage to self, which includes damage to a person- s own insured vehicle. This is called "own damage claim" and one is entitled to it if they are holding a package or a comprehensive policy.
In a third party claim where a person- s vehicle is involved, it is imperative to report the accident immediately to the police authorities as well as the insurance company. However, for a third party who has suffered loss because of someone else- s vehicle, the injured party must obtain the insurance details of the vehicle and make an intimation to the insurer of that vehicle.
In the event of an own damage claim, which is where the person's own vehicle is damaged due to an accident, the person must immediately inform the insurance company and police, wherever required, to enable them to depute a surveyor to assess the loss.
An application for compensation arising out of an accident under Section 166 of Motor Vehicles Act, 1988 may be made:-
- By the person who has sustained the injury, or
- By the owner of the property, or
- Where the death has resulted from the accident, by the legal representative/s of the deceased, or
- By any agent duly authorized by the person injured.
We the team of lawyers and legal consultants guides you for the proper filing of motor vehicle accident cases in the appropriate courts.
